Think about all the expenses you’d have to take care of, and how difficult it would be to cover them without a salary.
If you lose the ability to work, you’ll still have to find a way to bring in income and buy food, cover rent, and provide for any dependents. You also have your student loans to think about. Those are the only type of loan that you can’t go into bankruptcy for, so you’ll need to pay them off somehow.
Read the rest of this article from Barron's at https://www-barrons-com.cdn.ampproject.org/c/s/www.barrons.com/amp/articles/why-some-millennials-need-disability-insurance-1495054652
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